Operator and scope
Last updated: November 9, 2026
These Terms govern this seminar website and its registration features, operated by (we, us or our). They apply to website use and seminar registration. A separate professional engagement, insurance application, advisory agreement or purchase is governed by its own documents.
Contact us at [email protected] or 26 Solar Way, Cape May Court House NJ 08210. By using this website, you agree to these Terms to the extent permitted by law. If you do not agree, discontinue use. Any consent that requires a separate affirmative choice must be provided through that separate process.
Registration and event changes
You must be at least 18 to register and provide accurate contact and attendance information. You may register a guest only with that person's permission. Each person must make any required individual marketing or data-sharing choice.
Event details, seat availability and scheduling may change. We may contact you about your registration, a cancellation or a rescheduled session. Registering does not require you to purchase a product, engage a professional or enroll in an insurance plan. Any event fee or cancellation condition must be disclosed before payment.
Educational information and professional services
Website and seminar material provides general education. Information can change and may not fit your circumstances. You should obtain advice from a qualified professional before acting on a legal, tax, investment or insurance matter.
This website and seminar provide general information about Medicare and insurance. They do not provide individualized coverage advice or guarantee eligibility, benefits, pricing or enrollment. Coverage and plan availability depend on the applicable plan, location and individual circumstances.
is an independent business. This website and seminar are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Registration does not enroll you in a plan or require a purchase.
A licensed professional can discuss your needs through the appropriate separate process. Medicare marketing contact and any sharing of beneficiary information for another organization's marketing are subject to the separate permissions required by applicable law.
I do not offer every plan available in your area. Currently I represent 6 organizations which offer 58 products in your area. Please contact Medicare.gov. 1-800-Medicare, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Personal information and outside data
Our Privacy Notice explains collection, use, disclosure, retention and your choices. Where used as described in that notice, public records and licensed data may help update registration records and prepare relevant communications. Modeled household estimates may be inaccurate and do not establish your individual financial circumstances.
These Terms do not authorize a credit report, a credit check, an account inquiry or a financial transaction. They do not replace separate permissions required for marketing communications, Medicare beneficiary sharing or professional services.
Email and text communications
We may send information needed to manage a registration or respond to your request, subject to applicable law. Optional marketing and text-message programs are governed by the affirmative choices you make. Agreeing to website terms alone does not opt you into those programs.
If you opt into text messages from , the messages may include registration confirmations, event reminders, schedule changes and follow-up within the scope of your consent. Marketing messages require the applicable marketing choice. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase or seminar registration.
Reply STOP to unsubscribe or HELP for help, or contact [email protected]. We may send a permitted confirmation of your opt-out. Delivery depends on carriers and other providers and is not guaranteed. Carriers are not responsible for delayed or undelivered messages. See our Privacy Notice for the handling of mobile information and consent records.
Website content and acceptable use
Website content belongs to us or our licensors and is protected by applicable intellectual property law. You may view it and keep a copy for personal use. Further reproduction or commercial distribution requires permission unless the law allows it.
Do not interfere with site security, submit unlawful or misleading material, impersonate another person, attempt unauthorized access or use registration details to harass others. We may restrict access reasonably needed to address misuse, subject to applicable law.
Links and website availability
The website may link to third-party services. We do not control those websites or guarantee their content or availability. Review their terms and privacy information.
To the extent permitted by law, website information and functionality are provided as available, without a guarantee that they will be error-free or uninterrupted. We do not guarantee a particular professional, financial, legal or insurance result. To the extent permitted by law, we are not liable for indirect or consequential losses resulting from website use. Nothing in these Terms excludes liability or remedies that cannot lawfully be excluded, including any applicable professional or statutory duties.
Governing law and changes
These Terms are governed by the laws of NJ, without displacing mandatory protections that apply where you live. If a provision is unenforceable, the remaining provisions continue to apply to the extent permitted by law.
We will post updated Terms with a revised effective date. For a material revision, we will give at least 30 days' notice before it takes effect unless a different approach is required by law. A revision does not replace consent needed for new processing or communication activity.
Questions may be directed to [email protected] or 26 Solar Way, Cape May Court House NJ 08210.